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How to use ODG-PASS

A short, practical guide. ODG-PASS pre-validates your ISO 20022 payments and GCC e-invoices before they reach the bank — so you avoid blocks, returns and repair fees. It is a navigator, not a bank: it never moves funds.

For businessesFor banks

1Choose your jurisdiction

Open the Workspace and pick your country — EU, Saudi Arabia, Oman or UAE. This sets the right rules, codes and document format for your region. You can also pick your working language separately.

2Validate a payment (terminal)

In the Workspace choose “Validate payment” to open the terminal.

  1. Enter the payment details, or use one of the 6 ready test payments.
  2. Press Validate. The gateway checks the route, IBAN/BIC, the structured address and sanctions lists.
  3. Read the result: green = ready, red = errors with the exact fix. No funds move — it's a pre-flight check.

3Smart Mapping (Purpose Code)

Turn a plain payment description into the correct ISO 20022 Purpose Code.

  1. Describe the payment in plain words (e.g. “rent for July”), or drop a text PDF invoice.
  2. Pick the proposed Purpose Code, or choose another from the full list.
  3. Copy the XML — it carries Ustrd (your text) + Purp (the code) for your pacs.008.

4AI Auditor

Ask the Auditor about payments or GCC tax rules — by text, file or voice.

  1. Type or speak your question, or attach a PDF / image.
  2. The Auditor answers in your language, citing official sources only.
  3. For complex cases it hands you over to a human expert.

5Bank connection (Mode 2)FOR BANKS

A bank can test using its own sandbox — ODG-PASS never sees the keys.

  1. Enter your own sandbox endpoint and API key — they are never stored or seen by ODG-PASS.
  2. Run the round-trip test. The robot validates inside your own sandbox.
  3. No funds move — testing only.

6Tax e-invoicing (GCC)BETA

Turn an invoice into a compliant GCC e-invoice. In testing — not for official government submission yet.

  1. Upload your invoice (PDF).
  2. Confirm the read data — seller, VAT number, totals. You always check before anything is built.
  3. Get a UBL 2.1 XML + TLV QR report. Read-only, with a clear BETA notice on every page.

7Registration

After your 6 free test runs, register to continue and keep your reports and /verify history. Optional during the testing phase — no pricing yet.

Open the Workspace
ODG-PASS is a technological navigator and analytical validation tool — not a payment system. It does not hold funds and has no access to bank accounts. The actual payment is performed by you, through your own bank. References: official sources only.